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Welcome to our website from Houston Lease Purchasing, LLC!
Stop throwing your money away on rent!
You can acheive the dream of home ownership!
Frustrated When You Can't Qualify For a Mortgage?
In a perfect world, you would have impeccable credit, a lot of cash, and no problems securing financing. But sometimes life deals you some credit setbacks that just put you outside the possibilities of traditional home financing...even outside the alternative solutions that most lenders have. Nothing is more frustrating than letting the dream of owning a home pass you by because you are unable to qualify.
As a deserving, hardworking American, you have right to seek out alternative solutions that allow even the most "credit challenged" the opportunity to own a home, but when your credit scores get to low, the alternatives to get you into the home of your dreams become fewer and fewer.
Let us offer you one more solution that allows you the opportunity to “achieve the dream of home ownership”, even if you currently have credit issues.
Houston Lease Purchasing, LLC has teamed up with Houston Credit Restoration Services, LLC in developing a successful home ownership program that creates a "Win-Win" for all involved.
In brief, our program works like this:
Enroll to work with our Credit Correction Company, a national credit restoration company who has been in business for over 12 years. We are licensed, bonded, and members of the National Chamber of Commerce. We have literally completed thousands of successful credit restorations. This is something we are very proud of. We are registered with the Secretary of State, State of Texas, as a Credit Services Organization, as required by law.
Enroll to work with our Lenders, who will qualify you with the right lending program. Credit restoration is the key to getting qualified. Please go to application page link to fill out a general application for our lender to view to see if you qualify for his lending program. Your credit score will not be pulled. It is possible to qualify for certain lending programs with a 600-620 credit score. If your score is not at the 600-620 range, our credit restoration company can get you there.
A big part of our program is geared towards helping clients become homeowners. The theme of “ home ownership through better credit” and “the fast path to better credit” are essential in our program. We work with a Houston based mortgage lender who specialize in the credit challenged. Currently, you need a 600-620 FICO score to qualify. There are programs such as first time home buyer and down payment assistance available. If you are not at this score, I highly suggest making an appointment to learn about credit restoration. Remember that restoring your credit will not happen overnight. Some programs boast of restoring credit in just 3-6 months. This just is not possible. Proper credit restoration takes hard work, time, and diligence. Our program is a year in length. The reason for this is that in most cases, it will take a year to raise your score sufficiently to qualify for lending. In some cases, it could be over the years mark (depending on the damage of your negative credit). My main point here is if you don’t do something about it now, your credit score will stay the same and home ownership will pass you by. Our program will also educate you on how to create and maintain positive credit. Remember that credit restoration is an “investment” into your future. Spending a few hundred dollars on credit restoration now, could potentially save you thousands of dollars in the future.
We also work with legitimate “rent to own” programs in the Houston area. Remember that there is a rent to own law in the state of Texas, so if a rent to own is what your looking for, you need to become educated on the current
law to protect yourself. We are very knowledgeable on the new rent to own law. Not all those doing a rent to own purchase (buy/sale for personal residence) are currently following the law. A lease to own property works good with our credit program because most leases are written for 1-2 years and our program last a year. This gives you the time to restore your credit and be monitored by our lender. Also we have a licensed Realtor in our program to help you search for lease property, if you are under a time constraint and/or to help you search for your dream home, once qualified for mortgage lending.
It is this company's professional opinion that legal credit restoration is the most viable way today to become a homeowner. Everything is credit score driven and qualifying for a mortgage is no different. Using credit restoration to qualify for a mortgage by raising your credit score gives you more options. By working together in our program, and working with our credit challenged lenders, we can get you there. Please give us a call to get a more detailed breakdown on what we can do to get you started towards the " path of home ownership through better credit ". All clients must enroll in our credit restoration program to restore their credit, in order to qualify for lending, to purchase the property within the shortest time possible, with your own coventional financing. In most cases, our credit restoration program can raise your credit score within a year, so you may qualify for funding. Remember, our program is an investment into the future , so within a year (sometimes less) to change your path to to home ownership is a small amount of time. You must understand that because of the current economical situation, lending programs are constantly changing, so please fill out the application and make an appointment soon! Make that next move and in a short period of time, you could be enjoying the american dream of owning your very own home.
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1-866-235-2786
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